Wise consultants

Q: Does Wise have an n8n node?

Yes. The Wise n8n node supports actions including creating quotes, setting up transfers, checking transfer status, and retrieving account balances. This gives you full programmatic control over your Wise account from within n8n workflows.

Q: Can Wise transfers be triggered automatically from our accounting software?

Yes. We build n8n workflows where an approved invoice in Xero or QuickBooks triggers a Wise transfer for the correct amount and currency. The workflow handles the quote creation, transfer initiation, and status tracking, then updates the invoice record once the payment is sent.

Q: How does Wise handle AUD to other currency conversions?

Wise uses the mid-market exchange rate, which is the real rate you see on Google or XE.com, and adds a transparent percentage fee on top. There's no hidden margin built into the exchange rate. For businesses doing regular international payments, this typically saves 2-4% compared to traditional bank transfers.

Q: Can we automate the reconciliation of Wise transfers with our books?

Absolutely. Once a Wise transfer is completed, our n8n workflows can update the corresponding invoice in your accounting system, mark it as paid, and record the actual exchange rate and fees applied. This eliminates the manual reconciliation step that usually happens days after the transfer.

Q: Is the Wise API secure enough for automated payments?

Wise's API uses strong authentication including API keys and two-factor verification for sensitive operations. We configure n8n to store credentials securely and can add approval steps to workflows so that transfers above a certain threshold still require manual sign-off before they're sent.

Q: Can Wise integrations handle batch payments to multiple recipients?

Yes. We build workflows that process a list of payees, whether from a spreadsheet, your accounting system, or an ERP, and create individual Wise transfers for each. The workflow tracks the status of every transfer and reports on any that fail or require attention.

We can help you automate your business with Wise and hundreds of other systems to improve efficiency and productivity. Get in touch if you’d like to discuss implementing Wise.

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About Wise

Wise (formerly TransferWise) is an international money transfer and multi-currency account platform used by businesses to send and receive payments across borders at real exchange rates. Unlike traditional banks that add hidden margins on currency conversion, Wise shows you the mid-market rate and charges a transparent fee.

For Australian businesses that pay overseas suppliers, contractors, or staff, Wise can cut significant costs on international transfers. But the real efficiency gains come when Wise is integrated with your accounting and ERP systems. Using n8n, we connect Wise to tools like Xero, QuickBooks, and custom finance dashboards so transfers are triggered, tracked, and reconciled automatically.

Osher builds Wise integrations for Australian businesses that want to automate their international payment workflows. If your finance team is manually initiating transfers and then reconciling them against invoices, our business automation work can remove most of that manual effort.

Wise FAQs

Frequently Asked Questions

Common questions about how Wise consultants can help with integration and implementation

Does Wise have an n8n node?

Can Wise transfers be triggered automatically from our accounting software?

How does Wise handle AUD to other currency conversions?

Can we automate the reconciliation of Wise transfers with our books?

Is the Wise API secure enough for automated payments?

Can Wise integrations handle batch payments to multiple recipients?

How it works

We work hand-in-hand with you to implement Wise

As Wise consultants we work with you hand in hand build more efficient and effective operations. Here’s how we will work with you to automate your business and integrate Wise with integrate and automate 800+ tools.

Step 1

Map Your International Payment Workflow

We review your current process for making international payments, including how invoices are approved, which currencies you deal with, and how reconciliation works today. This identifies the manual steps that can be automated.

Step 2

Set Up Wise API Access

We configure your Wise Business account for API access, including generating API keys and setting up the necessary permissions. For production use, Wise requires a verification step, which we guide you through.

Step 3

Build the n8n Payment Workflows

Using the Wise n8n node, we create workflows for your specific payment scenarios. This typically includes a quote-creation step, a transfer-initiation step, and a status-checking step, with error handling for insufficient funds or invalid recipient details.

Step 4

Connect to Your Accounting System

We integrate the Wise workflows with Xero, QuickBooks, or your accounting platform so approved invoices can trigger transfers and completed transfers update your books automatically. Field mapping ensures amounts, currencies, and references match correctly.

Step 5

Test with Small Transfers

Before going live, we run test transfers with small amounts to verify the full pipeline works: invoice approval triggers a transfer, the transfer completes, and the accounting system is updated with the correct details including the exchange rate used.

Step 6

Deploy with Approval Controls

The production workflows go live with whatever approval thresholds your finance team requires. We document the setup, train your team on monitoring transfers, and provide guidance on adjusting thresholds or adding new payee currencies.

Transform your business with Wise

Unlock hidden efficiencies, reduce errors, and position your business for scalable growth. Contact us to arrange a no-obligation Wise consultation.

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