Personalised Financial Advisor

The Problem

Preparing a statement of advice or a portfolio review for a single client can take hours. The advisor pulls data from multiple systems, runs projections, checks that recommendations comply with best interest duty obligations, and writes up the advice document. Multiply that across a book of clients and advisors end up spending most of their week on document preparation rather than face-to-face advice. In Australia, the regulatory environment after the Hayne Royal Commission means the documentation burden is higher than ever, and cutting corners is not an option.

How It Works

The agent connects to your client management and portfolio platforms, pulling in each client’s current holdings, income, goals, and risk profile. It generates draft recommendations based on your approved product list and investment philosophy, including superannuation optimisation strategies, insurance needs analysis, and retirement projections. The output is a draft advice document that the advisor reviews, adjusts, and personalises before presenting to the client. The advisor stays in control of the advice but skips the hours of manual data gathering and number crunching.

Scaling Quality Advice

The advice gap in Australia is well documented. Fewer advisors serving more clients means the ones still practising need to work more efficiently without dropping quality. This agent does not give advice. It prepares the groundwork so qualified advisors can give better advice to more people. It works with platforms like Morningstar Advisor Workstation and Envestnet. If your advisory practice is capacity-constrained, our AI agent development team can help you find where automation makes the biggest difference.